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select premium credit - Mississippi, Pontotoc / unauthoriized withdrawl

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I recieved a bank statement of an overdralment of 49.99 plus 35.00 fee for the overdrawl. I don't know who did this or why but it has put me in the negative at the bank. I do not know what this is or how it happened but I will have to take further action with my attorney if this matter is not resolved in an orderly fashion as soon as possible. Thank you.
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