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Citizens Bank
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Citizens Bank
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www.citizensbank.com
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1.6 401 Reviews

How responsive is Citizens Bank's customer service?

55 Resolved
346 Unresolved
Poor 🫤
Citizens Bank is a rare visitor on ComplaintsBoard, so the pace of resolving complaints leaves much to be desired. We believe they should spend more time and effort on reviews to naturally grow customer loyalty. As for reviewers, we'd advise carefully reading existing reviews to understand what to expect. It's also helpful to go through the few complaints that Citizens Bank has already resolved to get a clear picture of their customer interaction and potential challenges in resolving your personal issue.
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Citizens Bank reviews and complaints 401

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7:16 pm EDT
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Citizens Bank - Customer service over a phone

Today, on 4/6/2024, I experienced annoyance and embarrassment ar the local Walmart when my debit card was declined during multiple attempts to make a payment. I immediately accessed my account online to make sure the balance was right. The balance was in order, so I then called the number on the back of the card. [protected]. The automated system notified...

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5:47 pm EDT
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Citizens Bank GAP insurance refund,

We sold and paid off vehicle a 2013 Ford Explorer in Mar. 2022 Dealer sent back to Bank and Zurich Insurance hung up on me 5-6 times, got n

owhere.

About the same with your bank. The acct# is [protected] I think purchaced1-18

We received a letter said we should be refunded $406.92 from your bank, you can call us [protected]

Claimed loss: 406.92

Desired outcome: to receive a check

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10:15 am EST

Citizens Bank Online and Mobile Banking

Once again, I find myself unable to login to their website or app. This happens WAY TOO FREQUENTLY. I've been trying to access my account all morning and calling their customer service for help but no luck. Finally after 7 phone calls to their 866 number and one absolutely useless call to my local branch, I get a recording stating they are having issues with mobile and online banking. This is enough for me to move all my money elsewhere. Been a customer since 1991 and the time has come to move on. Online and mobile baking issues should not be a WEEKLY problem, once or twice a month maybe, but this is absolutely ridiculous.

Desired outcome: Do better. You should have more than enough money to have an adequate online service.

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Is Citizens Bank legit?

Our verdict: Complaints Board's thorough examination reveals Citizens Bank as a legitimate entity with notable strengths. Despite a 13% resolution rate on customer complaints, which invites a closer look, Citizens Bank stands out for its commitment to quality and security. Clients considering Citizens Bank should delve into its customer service record to gauge compatibility with their expectations.

Citizens Bank earns 91% level of Trustworthiness

Perfect Trust Endorsement: Citizens Bank achives 91% ligitmacy per Complaints Board. Highly recommended, yet always stay vigilant.

We found clear and detailed contact information for Citizens Bank. The company provides a physical address, 17 phone numbers, and 2 emails, as well as 5 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Citizens Bank has registered the domain name for citizensbank.com for more than one year, which may indicate stability and longevity.

Citizensbank.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Citizensbank.com you are considering visiting, which is associated with Citizens Bank, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.

Citizens Bank website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.

However ComplaintsBoard has detected that:

  • While Citizens Bank has a high level of trust, our investigation has revealed that the company's complaint resolution process is inadequate and ineffective. As a result, only 13% of 401 complaints are resolved. The support team may have poor customer service skills, lack of training, or not be well-equipped to handle customer complaints.
  • There was some difficulty in evaluating or examining the information or data present on the citizensbank.com. This could be due to technical issues, limited access, or website may be temporarily down for maintenance or experiencing technical difficulties.
  • Citizens Bank protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
  • We conducted a search on social media and found several negative reviews related to Citizens Bank. These reviews may indicate issues with the company's products, services, or customer support. It is important to thoroughly research the company and its offerings before making any purchases to avoid any potential risks.
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12:25 am EST
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Citizens Bank - Forbearance, loss mitigation, loan modification, chairman's office, Tonya Lariviere

The below email was originally posted under Citizens Bank reviews and also emailed to multiple email addresses within Citizens Bank on September 27, 2023. On September 28, 2023, I received a Citizen's correspondence email from Tonya Lariviere who claims to be the Senior Advocate in the Chairman's office. We did exchange a few phone calls and emails after...

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2:09 pm EST
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Citizens Bank - Loss mitigation

As per home equity account number [protected] To whom this may concern. It has been brought to my attention that my original loss mitigation application submitted back in May 2023 was rejected because of a lock on my credit report. I was told by a rep in loss mitigation to remove the lock on my credit report and submit all of the info again in order to...

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6:10 pm EST
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Citizens Bank Claims department

Facebook pay back in June lost my rent money, I got refunded twice, third time no refund. The branch manager saw this and gave me a refund, on November 14, the claims department which needs literacy volunteers took that refund out of my bank account, resulting on me not being able to pay my power bill resulting in upcoming shutoff, and me not being able to pay car insurance or utilities this month

Claimed loss: $450

Desired outcome: $800 For the screw-up and inconvenience

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11:35 am EST
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Citizens Bank Re issue of bank card

Bloomfield Branch just sucks. Why do I need a phone in my presence to issue a new debit card? I only have a few thousand dollars in Citizens Bank to begin with. It is not worth the headaches that this bank has become! After learning that the Giant Eagle/Market District branch felt free to give store employees my personal information I should bailed at that time. Definitely moving to another bank.

Claimed loss: Waste of time and money

Desired outcome: I'm not expecting a damned thing!

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1:47 pm EDT
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Citizens Bank - Citizens online banking

4th time this year Citizen Bank has had their online and mobile serviced shut down over "planned system maintenance". being disabled it is very iimnportant for me to verify my SSI check was deposited before i can buy groceries and medicine. i called citizens mobile banking customer service after 14 hours of their online/mobile system being down...

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4:08 pm EDT
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Citizens Bank - Mortgage

I have $1M in equity in my house, my business was devastated, forbearance during Covid, accepted modification, and paid the 3 payments considered probationary to make the modification permanent. About 45 days later, I received a check back from the bank with a note saying it couldn't be accepted - no reason at all. Just a one-liner to appeal, which I did...

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4:36 pm EDT
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Citizens Bank - Manager Elaina at Havertown citizens bank

I went in on 10-13-23 and it was my turn in the line and she waited on the customer who already had a teller waiting on him and said nothing and I asked how long she would be because she was very rude and should not have not taken me and just ignored me and started waiting on him and when inquired she said without looking at me she didnt know or cared and I...

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12:26 pm EDT

Citizens Bank Citizens check sent to me was returned by my bank

This is my second go around with this loan. First, I had a terrible time trying to close this loan. I finally filed a claim with the BBB. When it was finally closed, the attached check was sent to me. I thought it an error that it was sent to me. So, I returned it. Weeks later, it was sent back to me with a letter stating that the loan was closed. So I deposited it in my bank account. Now it was returned to me as insufficient funds. So now I will have an insufficient funds charge.

Desired outcome: Make the check that you must have cancelled and send a new one.

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10:00 am EDT
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Citizens Bank - Loan service and automated payment system

I changed my credit card. For the second time in my loan, I am getting emails that my payment could not be processed. As well as calls and texts. My emails from vivint do not show my loan number, so I can not make an account or log in online to take care of it. When I answer the phone, use the prompts and say that I want to pay now, it says now going to...

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2:48 pm EDT
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Citizens Bank online and app based bankin

There is no way for a person to change their password and despite wasting 1 hour of my life calling them, they say they can't help me unless I give them my account number (X'd out on my statements) or my FULL social security number which there's no way in hell I'm giving out over the phone so I'm stuck with a password that was compromised in a data breach. There's no excuse for this in 2023.

Desired outcome: Add a "change password" feature to their app and website

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5:24 pm EDT
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Citizens Bank - Checking account overdraft fee for a neg $5.00

I am writing to file a complaint about the poor customer service I received. I called citizen bank on September 4th to make a deposit into my checking account due to a low balance I was told I had to reach out to my bank where the transfer was coming from. I finally made a deposit into my citizen account to later realizing I made a deposit Into my credit...

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1:27 pm EDT
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Citizens Bank - Debit card and customer service

My name is Anthony Giardina. My account number is, [protected]. My debit card number is [protected]. I called customer service to report a charge on my card of something that I did not recognize. The gentleman on the phone said he would file a claim. When he told me my card would be deactivated, I said I would rather not do that. He said it was too...

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8:51 am EDT
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Citizens Bank Debit card

Citizens Bank FEIC # 14851

RE: Fraudulent Debit Card (Card ending in 0739) Transaction Made 7:56 AM 8/21/23

Reported by me 11:04 8/21/23

Claim #C-2176193

Amount $454.00 to Amazon

A provisional credit was supposed to be issued within 2 days of reported fraudulent activity, it has not nor is the bank working to resolve this issue in a timely fashion.

Desired outcome: Access to my stolen funds

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Update by W.Armitage
Aug 24, 2023 8:53 am EDT

Correction: Citizens Bank is FDIC Insured #14851

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9:55 am EDT

Citizens Bank Untrained bank staff don't know how to or want to solve problems.

funds taken out of my account by unknown entity: staff at 2 branches could not explain new statement location for finding problem.

Don't listen to customer's question before interrupting and talking non stop to distract from problem solving. When they don't know an answer due to not listening, they accused cust. of 'yelling': poor ESL skills by staff.

Desired outcome: return to GOOD COMMUNICATION SKILLS and ESL to enable problem solving

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5:39 am EDT
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Citizens Bank No access to accounts!!

Citizens Bank will not allow me to access my accounts, either through their web site or through their app. I have NO ACCESS AT ALL to my money. Their systems only ever respond "this account is inaccessible/'unavailable". I am unable to login or perform any management of my accounts. THIS NOT A PASSWORD PROBLEM. The account is not "locked" from fraud or login attempts. It is NOT a technical problem on my end. I've tried everything, from various browsers, rebooting, clearing cache and cookies, all that stuff. I have been a systems administrator for 30 years, and I know what I'm doing. I have spent hours and hours on the phone with their technical support. I have tried EVERY POSSIBLE WAY to make sure the problem is not on my end. The account is always "unavailable" or "inaccessible ". Their support people have freely admitted that this is a well-known problem that is affecting many of their customers. They claim it is due to "updates" they are doing to their systems, but refuse to give even a rough estimate of when the problem will be fixed. This has been happening for MONTHS. They are breaching their contract with me. This is critically affecting my finances, especially since one of the accounts is a large loan (HELOC) which I desperately need access to. I have worked endlessly with them to get this resolved, but they haven't, and show no signs of caring about the issue. Please do whatever you can to resolve this.

Desired outcome: ACCESS TO MY ACCOUNTS!!

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1:36 pm EDT
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Citizens Bank CD Account.

I have a 14 month CD. It matured 07/10. Called next day to closed my CD. They told me that someone would need to talk to me in 5 days to talk to me. I called back today. They told me of no record of me calling 07/11. I do not want my CD to rollover for another year. I was told i have 10 days after it maturity. I have also a saving account. I want to transfer CD to saving. I in need of my money from CD now. Your agents are not very helpful. Need to retrain personal.Put me on hold many times to find right department. I will be closing all my accounts with once Cd is closed.

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12:46 pm EDT
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Citizens Bank Online Banking

Today, Wednesday July 19, 2023

Online banking has been unavailable for several hours this morning. This is completely unacceptable.

The "rain check" message is not appreciated. When this happens, the message should clearly state that the website is not functioning and, if possible, give an estimate for it's restoration.

When will the website include images of checks drawn against our account?

When will the website allow you to search checks by number?

In 2023, online banking needs to work 24/7 and 365.

My organization used Investors Bank for many years and we did not encounter these problems.

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Citizens Bank In-depth Review

Overview: Citizens Bank is a well-established financial institution with a rich history and a strong commitment to its mission and values. With a wide range of banking products and services, they aim to meet the diverse needs of their customers.

Products and Services: Citizens Bank offers a comprehensive suite of banking products and services. From checking and savings accounts to loans, mortgages, credit cards, and investment and wealth management services, they have options to suit various financial goals and preferences.

Accessibility and Convenience: With numerous branch locations, Citizens Bank ensures easy access to their services. They also provide online and mobile banking options, allowing customers to manage their accounts conveniently. Additionally, their extensive ATM network and responsive customer service contribute to a seamless banking experience.

Interest Rates and Fees: Citizens Bank provides transparent information about their interest rates for different accounts and loans. Their fee structure is clearly outlined, ensuring customers are aware of any charges associated with their services.

Customer Experience: Opening an account with Citizens Bank is a hassle-free process, and their customer service is known for its quality and responsiveness. The online and mobile banking experience is user-friendly, with a well-designed website and mobile app that make managing finances effortless.

Security and Privacy: Citizens Bank prioritizes the security of customer information. They have implemented robust measures to protect data, including advanced online and mobile banking security features. Additionally, their fraud prevention and detection systems ensure a safe banking environment.

Reputation and Trustworthiness: Citizens Bank has built a strong reputation in the industry. Positive customer reviews and feedback attest to their commitment to customer satisfaction. They have also received awards and recognition for their services and comply with industry regulations.

Community Involvement: Citizens Bank demonstrates corporate social responsibility through various initiatives. They actively engage in philanthropic efforts and support local organizations through partnerships, contributing to the well-being of the communities they serve.

Financial Stability: Citizens Bank has consistently demonstrated financial stability, with strong performance and growth. Their ratings from credit agencies reflect their solid standing in the industry, ensuring customers can trust their financial services.

Pros and Cons: Citizens Bank's main strengths lie in their comprehensive range of products and services, excellent customer service, user-friendly online and mobile banking platforms, and commitment to security and privacy. However, they may face competition from other banks that offer more competitive interest rates or lower fees.

Conclusion: Overall, Citizens Bank is a reliable and customer-centric financial institution. Their wide range of products and services, convenient accessibility, strong security measures, and community involvement make them a suitable choice for individuals and businesses alike. However, customers seeking the best interest rates or lowest fees may want to compare options with competitors.

Final thoughts and considerations: When considering Citizens Bank, it is important to assess your specific banking needs and preferences. Whether you prioritize convenience, customer service, or financial stability, Citizens Bank offers a solid banking experience with a commitment to meeting the diverse needs of their customers.

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Contact Citizens Bank customer service

Phone numbers

+1 (877) 360-2472 +1 (800) 922-9999 More phone numbers

Website

www.citizensbank.com

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