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The good, the bad, and the ugly - discover what customers are saying about EC Financial

Welcome to our customer reviews and complaints page for EC Financial. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with EC Financial.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used EC Financial's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with EC Financial, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with EC Financial. Your feedback is an important part of our community and will help others make informed decisions.

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2:44 pm EDT
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EC Financial Owners and management are frauds

If you would like to know the truth behind EC Financial I will tell you. EC Financial used to be called Equity Consultants. The owner, Goran Marich, ran the company into the ground. He stopped paying people and even took money from peoples 401K's. He also defaulted on a loan with Charter One for over a million dollars. If you look at Summit County, Ohio's website http://www.cpclerk.co.summit.oh.us/welcome.asp and do a records search under civil you will see that Mr. Marich not only defaulted on that loan but also had his car go into default. He then opened up under the umbrella of First Metropolitan. After he ripped them off under a bailout he started EC Financial.

He also has a gentleman by the name of Richard Sherman running his company. He, like Mr. Marich, lacks ethics and integrity. He opened a company called Integrity First Financial. Boy could that not be father from the truth. He also stole from people and did not pay his employees. His company also went out of business. He also almost killed one of his employees by punching him in the face requiring immediate brain surgery.

I am sure this is not a company you would not want to do business with. If you do research on these two gentlemen, Goran Marich and Richard Sherman on Summit County, Ohios website, you will find there true colors and realize doing business with them would be a grave mistake.

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Ro1Ja
King George, US
Feb 04, 2013 4:02 am EST

EC Financial ("ECF")is indeed a slimy, fraudulent operation. One of its employees, Eddie Flynn, called me and said that ECF prequalified me for refinancing my house at a rate lower by .5% than that at which my mortgage company offered me to refinance. Eddie said for his program my house had to appraise at about $377, 000 and that their Virginia appraiser indicated to them he could appraise my house at that. Eddie said he was so certain this would be the case that should the appraisal fall short, he would reimburse me its cost of $480. Eddie sent me a large list of items I would have to provide, something with my extremely busy schedule I worked long and hard to put together. We were in the second month since Eddie's original contact when I sent a large package to ECF. Eddie told me not to pay that month's mortgage to my company as he said the payment would go toward closing. A friend warned me repeatedly my house could not appraise at the level Eddie had promised and that she believed I was being scammed for an appraisal cost. Wondering if she could be correct, I tape-recorded both Eddie making the promise to reimburse me in the event the appraisal came in short, and also recording his Virginia appraiser telling me on the phone, "You will be OK." After the house appraised way below Eddie's "prediction, " he met my request for reimbursement with denials he ever promised any such thing. I e-mailed him, CC'ing the manager Niki Peris, and attaching a sound file that contained his promises. I then demanded only reimbursement for the appraisal, but the late fees I incurred on paying my mortgage, as well $1000 in savings I lost due to the 2-month delay in the refinancing of my house through my mortgage company. Without going into the details, I will only say that my further interactions with the manager Niki proved as much a slime as Eddie.

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8:17 pm EDT
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EC Financial Terrible experience

EC Financial (mortgage broker) called me and convinced me to abandon a deal I was about to close on with another bank, to refinance through them with flagstar bank. We went through the prelimiary stuff, signing the RESPA docs, a $350 appraisal and all other info requests. We had the rate locked and we were 'good to to go' to use their words. We had the appraisal and have not heard from them again. It cost $350 for the appriasal and now no-one calls back and I can't get in touch with them.

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Gigantuous_Guy
Virginia Beach, US
Aug 14, 2014 4:50 pm EDT

I just got a call from EC Financial but did not pick up. I tried writing the telephone number down but did not get to it in time. When I went to look for it on our caller ID it wasn't on it so I am assuming that whoever called me used a disposable phone. I went to their so-called website and all it was was a homepage with pictures and a menu list at the top of it and regardless of what menu item choice you clicked on it took you to a personal information fill-out page.

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Ro1Ja
King George, US
Feb 04, 2013 4:06 am EST

EC Financial ("ECF")is indeed a slimy, fraudulent operation. One of its employees, Eddie Flynn, called me and said that ECF prequalified me for refinancing my house at a rate lower by .5% than that at which my mortgage company offered me to refinance. Eddie said for his program my house had to appraise at about $377, 000 and that their Virginia appraiser indicated to them he could appraise my house at that. Eddie said he was so certain this would be the case that should the appraisal fall short, he would reimburse me its cost of $480. Eddie sent me a large list of items I would have to provide, something with my extremely busy schedule I worked long and hard to put together. We were in the second month since Eddie's original contact when I sent a large package to ECF. Eddie told me not to pay that month's mortgage to my company as he said the payment would go toward closing. A friend warned me repeatedly my house could not appraise at the level Eddie had promised and that she believed I was being scammed for an appraisal cost. Wondering if she could be correct, I tape-recorded both Eddie making the promise to reimburse me in the event the appraisal came in short, and also recording his Virginia appraiser telling me on the phone, "You will be OK." After the house appraised way below Eddie's "prediction, " he met my request for reimbursement with denials he ever promised any such thing. I e-mailed him, CC'ing the manager Niki Peris, and attaching a sound file that contained his promises. I then demanded only reimbursement for the appraisal, but the late fees I incurred on paying my mortgage, as well $1000 in savings I lost due to the 2-month delay in the refinancing of my house through my mortgage company. Without going into the details, I will only say that my further interactions with the manager Niki proved as much a slime as Eddie.

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azzkkr
Akron, US
Dec 22, 2009 1:19 pm EST

That's unfortunate, But my wife got a call from the same company, as we were being offered a 5.25% and in the final legs of closing our loan as well, Our loan officer quoted a 4.875% from the beginning, and also quoted a 2 week closing date which for that kind of savings was well worth the wait. I understand that you had an unfortunate experience, but our experience was as much enjoyable as professional. I would highly recommend this company to whoever is seeking a professional and up front company.

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