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My experience with them began in February of this year and ended pretty abruptly when I found out the truth about Applied Bank. This is, in fact, the very same CROSS COUNTRY BANK that ripped off THOUSANDS of people and caused headaches for many more.

I fell for an email ad that...

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Good Luck getting ANYWHERE with this so called bank-they will be the first to lend you credit and the last to commit to any customer service. We have been with them for a few years and now my balance is down to zero-yet I am being billed for a 11.92 month maintenance fee?? I totally agree...

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They charge $10.95 monthly fee plus $6.95 to pay online. If you are late the charge is $35.00 the over the limit charge is $35.00. they cashed my check for $8.00 instead of $80.00 so they charged me $35.00 late fee as well as a $35.00 over the limit fee. They told me they cannot refund charges...

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These people are crooks! They charged me an over limit fee and i didn't even get close to the limit! They also charged me a late payment fee which was not right! I wasn't late! $35 each fee! I refuse to give them a dime of my money until they correct this! When i tried to get in touch...

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Below is a formal complaint filed with Delaware Banking Commission against Applied Bank
Financial Company Information:
Credit Department
Bankcard Service Center
Applied Bank
Wilmington, DE 19850-5809
Telephone: 866-340-1774
Type Account: Not approved...

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I applied for a secured credit card from Applied Bank. I was told that I would receive my card within 30 days. When that did not happen, I called and found out they "had a problem" with my application. I then cancelled my app and told them I wanted a refund of MY money. They told me...

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Do NOT waste your time and apply for Applied Bank. They are charging fees and creating you to go over the limit. The rude lady on the phone told me, "you agreed to be screwed over by signing the agreement with us". I echo the reports of others on here about how rude and their charges...

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Were do i begin with these scamers closed my account after i got my aug bill they charged me 8.00 for using there free customer number its not free then a 10.95 maintenance fee that put me over credit limit then a 32.00 over limit fee after that i closed my account ....

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I don't know where to start!!!

A couple years ago I had applied and received a credit card from Applied bank. After I seen my first bill I was shocked and decided to close the account. I paid off all the rediculous charges and closed the account...(End of that card)

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Fraudulent charges applied to husbands card. The company was informed IMMEDIATELY! They will NOT take off charges and are charging overdraft fee.Tried to contact by phone 16 times and hung up on EVERY time. When a customer reports frauulent charges they are SUPPOSED to stop payment IMMEDIATELY!...