Complaint Rating:

This is without a doubt the worst bank in the country to get a credit card from. These unscrupulous blood suckers will take as much money from as they can get. They hold your payment until it is late, just so they can charge you a late fee. They post payments late. They charge a monthly maintenance...

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In 2007, Applied Bank allowed me to enter into a hardship payment plan which would allow me time to pay down my balance free of finance charges. While in that plan my charging privileges were suspended and there was a strict stipulation that all payments had to be made on time or that the payment...

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Applied bank is a scam. If you want a secured card and then change your mind, they will still take the money from your checking account. I asked for $200 to be taken out for the cost of the secured card.

I requested it for july 5th. I went and read reviews and saw that they were...

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Four years ago I was trying to rebuild my credit after a bankruptcy. I was approved for an unsecured Applied Bank card. I made payments on time until about 6 months ago when I relocated to Florida. The job I came out for, wasn't there. I still continued to make the payments, but it became...

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WELL MY REASON FOR THIS LETTER IS BECAUSE EXPERIAN SEND ME A COPY OF MY CERDIT REPORT AND THIS ACCOUNT CAME UP AND I HAVE NEVER HAD THIS ACCOUNT EVER WITH YOUR COMPANY SO CAN SOMEONE HELP ME WITH THIS MATTER MY # 718-679-2442 MY NAME IS ANGELA...

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Scam, possible. Terrible service from CUSTOMER SERVICE etc etc etc
This is one reason why America is becoming a country with bad rep...

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I closed my account with the a-holes at Applied Bank a couple months ago. I did this because I was tired of them saying my bills were late, even though I had had DELIVERY CONFIRMATION on them!! I finally got sick of it and stopped payment on a check and instead payed online. Of course I was...

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Below is a formal complaint filed with Delaware Banking Commission against Applied Bank
Financial Company Information:
Credit Department
Bankcard Service Center
Applied Bank
Wilmington, DE 19850-5809
Telephone: 866-340-1774
Type Account: Not approved...

Complaint Rating:

This company targets people with low to bad credit and charges monthly maintance fees. they state its to help report your credit but when you pull you credit report they show up under an area thats states companys that could be neg. affecting you credit score. They will not help with any credits...

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According to them I went over my credit line with $9.00 and was charged a $35.00 overlimit fee. No matter how many times I ask them to find where I went over on that overlimit they can only tell me that I went over and there is nothing they can do about it. I then told them I was going to go...

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I stopped Applied Bank BEFORE they could rip me off. This story actually has a happy ending, and I hope anyone who has been ripped off by these knuckleheads learn from my experience:

I had applied for a secured credit card from Applied Bank in August. I sent in the 250 dollars...

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I applied for the card ($500 card) in 2007. It is now Saturday July 4th, 2009 and they just called me again. (this is the 3 rd time in the past 2 years they have called me on a Federal Holiday) They call non-stop when I am late on a payment. I have made some regular payments they requested ($37)...

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Applied Bank has been calling for 4 years for someone that has not had this number. I finally got a number out of one those idiots. I told them for the past 4 years to remove my number. So today after i cursed them out for the hundredth time. I call them back. They claim it takes 48 hours to...

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We settled and closed a credit card with Applied Bank back in March 09. They keep sending us a bill saying we owe processing fees, late fees, and more. When we called and FINALLY got through to a customer service rep (I use this term very loosely), we were told they have NO notes on the settlement......

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DO NOT do business with Applied Bank. They will rip you off in a hearbeat! They will take your money for a secured credit card, not send you the card and then not return your money. After many phone calls, I still don't have my money back. They just blow you off and don't care....

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I applied for a secured credit card from Applied Bank. I was told that I would receive my card within 30 days. When that did not happen, I called and found out they "had a problem" with my application. I then cancelled my app and told them I wanted a refund of MY money. They told me...

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I missed 2 payments this summer because of a flood/out of job, I set up payments twice a month 40$ each time (minimum payment was 50). They kept charging me LATE fees'+-30$ and Overlimit fees +-30$ every month! The past 2 months have withdrew 40$ payments from my bank account UNAUTHORIZED...

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just a follow-up to my previous complaint. i have contacted the BBB in Delaware, and the State Banking Commission. if i have to take it to the state Attorney General's office, so be it. they f#*ked with the wrong person this time....

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Do NOT waste your time and apply for Applied Bank. They are charging fees and creating you to go over the limit. The rude lady on the phone told me, "you agreed to be screwed over by signing the agreement with us". I echo the reports of others on here about how rude and their charges...

Complaint Rating:

Do NOT waste your time and apply for Applied Bank. They are charging fees and creating you to go over the limit. The rude lady on the phone told me, "you agreed to be screwed over by signing the agreement with us". I echo the reports of others on here about how rude and their charges...