LIE #1. I received a call stating that I needed to address a summons for an old debt. The courts don't call you when you are going to be summoned they just summon you with papers.
LIE #2. Threatens to send the Sheriff's Office. Yeah, police and law officials don't go after payday loans, cell phone bills and old credit card debt. You cannot go to jail for owing money unless it's for child support, bad checks and embezzlement.
LIE #3. You are ruining your credit. The damage is done and the debts they are calling you on are not actionable and the...